This post brought to you by BB&T. The content and opinions expressed below are that of Stuff Parents Need.
This is the story of how I lost a piece of paper, and in so doing, lost $550. It’s also the story of an app that could have made all the difference, if only I’d known about it. Learn from my mistake, friends!
A few months ago I found myself with a laptop on the fritz. Since I work online, having a computer is a rather necessary thing, so I promptly headed out to my nearest big box store and purchased a laptop for $550. I bought the one with the largest screen. That was all I cared about in that moment, because I knew I would have 14 days to decide if it was really and truly what I wanted. I made a $550 decision in all of 2 minutes.
I used the laptop for about a week and noticed some key missing features (no responsive screen, no Windows Office) and decided I wanted to return it and get something that was a better fit.
No problem, right? Unless, of course, you are missing your receipt. And then it’s a very big problem. I searched high and low and couldn’t find that thing to save my life. So I had to give up and settle for a “just ok” laptop.
There’s an app that could have saved me from this entire incident, though. U by BB&T does a ton of different things, which I’ll explain in more detail later, but one of its features is that you can store your receipts on the device. I would be working on a laptop I love instead of one I can tolerate right now if I had known about this app!
So why would I have turned to an app for organizational help? Well, I recently read a statistic that the average American checks something on his or her phone a whopping 46 times a day. I didn’t believe that could possibly be true until a I decided to pay more attention to how often I grabbed my phone “just for a second.” By the end of the day, I knew it was accurate! The truth is, we do SO much stuff on our mobile devices, so the more of our “life stuff” that we can handle while we are there, the better.
U by BB&T is a new online and mobile banking experience that you can use on your phone to help you go beyond ordinary banking. It offers a way to customize your banking dashboard with features and tools that will meet your particular financial needs. And if you are like me and switch from a mobile device to a tablet and even to a desktop or PC throughout the day, it’s not a problem because this platform is responsive to all devices.
To get started, all you need is a BB&T checking or savings account. Once enrolled you can download the app on your phone and enjoy awesome features, including sending and receiving money from friends and family by using emails or mobile numbers (no more need to split the bill in restaurants!). You can also set budgeting tools to help you better understand exactly where your money is going each month. I can tell you from experience that if you’ve never tracked your money, you’ll be shocked by how much you waste each month of little “inconsequential” purchases. By being able to track your spending with graphs and charts offered on U by BB&T, you can take back control over your spending and saving and get on track to achieving your financial goals.
But perhaps one of my very favorite features of U by BB&T hasn’t even been created yet. That’s because this platform is designed to evolve! As customers use the platform and offer feedback on things that could further enhance their experiences, U by BB&T will grow to meet those needs.
But what about security? The internet is a scary place, and breaches do happen, right? Well, no worries about U by BB&T. This platform is bank-backed, so your money is just as safe as it has always been.
If you have ever lost a critical receipt, or if you have ever wondered why you can’t seem to save up enough money each month to reach a big dream of yours (for me that would be a week in Hawaii), I suggest that you Learn more about U to see how it can help you out.