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Friends, I know that auto insurance talk is about as fun as watching paint dry (although there are days when my kids drive me so crazy that I’d actually jump at the chance to watch some paint dry in silence, but I digress…). I myself haven’t given much thought at all to my auto insurance coverage since I signed up for it…in 2002. Yeah, 12 years ago.
You see, we have auto, homeowners and renters insurance all with one company. You often get nice little discounts when you have more than one policy with a company. And frankly, I’ve been pleased with the service, so I haven’t been terribly motivated to compare and contrast rates. If it ain’t broke, don’t fix it, right?
Get Paid Like a CEO for Reviewing Your Auto Insurance Policy
But here’s the thing: this morning I finally did check my car insurance rates. Well, that’s not entirely true. I actually let someone else do all the hard work for me. I went to AutoInsurance.com and gave them some information (nothing too private like social security numbers or driver’s license numbers) and input some basic information about my current policy (which was easy to pull up online so it wasn’t too cumbersome of a task). Within 10 minutes I had 5 quotes from other companies for policies that looked exactly like mine, as well as quotes for policies that includes less and more coverage. And that’s how I learned that I could save $160/year (from $319 every 6 months to $238 every 6 months) and get the same coverage I have now. Let me remind you that I spent all of 10 minutes on this project. Ten minutes of effort for $160 in savings is the equivalent of getting paid $960/hour. Just sayin’.
What I Can Do With $160
I’ll say it again: I haven’t been unhappy with my current insurance provider. But let me tell you what I could do with $160 a year back in my pocket:
1. I could pay for a semester’s worth of dance lessons for Darah.
2. I could support 4 children who don’t have sponsors yet with Compassion, International for a month.
3. I could buy 4 different essential oils that I really want to get for my father, who has dementia, as he has reported great results with what I have sent him so far.
4. I could pay for an extra night of lodging at Disney World for our upcoming vacation there.
5. I could treat myself to a pedicure every 3 months for the next year.
So for me, that $160 just got REAL. Why am I handing it over to someone else when there’s no need to? Sure, it isn’t going to have a drastic impact on my day-to-day expenses, but it’s enough money that it could really make a difference in the life of someone else, or help me create some truly great memories for myself or for others. It’s not an insignificant amount, to be sure!
And keep this in mind: I have a pretty stellar driving record, and I’ve been with the same company for a long time, so my rate looks like it was already pretty darn good. You may be eligible to save even more per year than me. You are only 10 minutes away from finding out! Please do note that the website is only fully functional in Texas, Arkansas, Oklahoma, Missouri, Louisian, Tennessee and Mississippi at this time (sorry about that, everyone else!).
So, can I encourage you to pause for the cause real quick and #Compare2Win? You might find an extra $160 like I did, or you might even find more! And you’ll definitely get a quick refresher in the type of coverage you do and don’t have just in case you are over-insuring an aging car that might night need as much protection, or under-insuring a car! AutoInsurance.com is a great, independently operated one-stop-shop that helps you save time and money. I had a great experience there and I highly recommend it! You can even purchase a new plan directly through the site, or get on the phone with a licensed agent. And of course, you are under no obligation to make a purchase, and you are not assessed any sort of fee for using the service. The goal of the website is to help you get the right protection for the right price, not to lock you in to a policy you don’t need!
If you try it out, let me know how much you can save! I’d love to hear!